Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. These fraudsters can be dangerous and can even cause you financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. It will be wrong for you to sit around and wiat to hear about fraudster activities. These fraudsters are normally very fast as they avoid getting caught. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, it is possible that your card information gets compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
Also, ensure that you have filled a report with the Federal Trade Commission. They deal with identity theft cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. When you need to file a report you just log in to their website. They will give you what we call a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more view here for more
You also need to ensure that you file with the police. There will be documentation and the police can assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Just call the major bureaus and request them to do so. . discover more
Tightening Security on your accounts is also critical. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.